About Checkflo

Check printing & disbursement solution for Businesses and Financial Institutions
Home 9 About us

Processing millions in payments monthly 

Checkflo, a division of Payflo Inc., delivers end-to-end payment solutions from FBO account management and compliance services to secure check processing and document fulfillment for financial institutions, payment platforms, Fortune 500 companies, and regulated industries.

Our Clients Include:

✔ Payroll and FinTech Platforms – Processing payroll checks, tax documents, and business disbursements

✔ Payment Processors – Managing 100+ client programs through FBO account structures

✔ Consumer Brands – Handling gift card redemptions, refunds, and customer settlements

✔ Insurance Companies – Check payments with regulatory documents and statements

✔ Financial Institutions – Trust disbursements, loan payments, and compliance-driven settlements

✔ And many other industries – From healthcare and legal services to property management and professional services

About us Checkflo

What Makes Us Different:

Complete In-House Operations – No third-party fulfillment. We own the technology, facilities, and processes from data ingestion to mailbox delivery.

FBO Account Expertise – Managing complex multi-program structures for payment platforms and financial institutions requiring segregated fund management.

Regulatory Compliance Leadership – SOC 2 Type 2, HIPAA, and ISO 27001 certified operations supporting clients in healthcare, finance, and legal sectors.

Advanced Integration Capabilities – Supporting everything from simple CSV uploads to complex API integrations with enterprise ERP systems.

About Payflo Payflo Inc. provides comprehensive payment infrastructure solutions across North America. Checkflo represents our specialized check processing and document fulfillment division, purpose-built for organizations requiring secure, high-volume check operations.

Security and Compliance Across Every Step

Checkflo is built on security-first infrastructure to protect sensitive data from integration to fulfillment, with strict access controls and full accountability.

Checkflo is HIPAA certified: Protecting Healthcare Data for checks and document printing and mailing

HIPAA certified: Protecting Healthcare Data

Checkflo meets federal HIPAA standards to securely handle Protected Health Information (PHI) for healthcare-related payments.

What this means for you:

  • We provide a Business Associate Agreement (BAA) to covered entities and partners

  • Access to PHI is strictly limited to authorized personnel on a need-to-know basis

  • PHI is encrypted at rest and in transit, and processed entirely in-house

  • Our facilities and systems are governed by enforced privacy and security protocols

SOC 2 Type 2: Verified Data Security and Integrity

Our SOC 2 Type 2 attestation confirms that our platform meets rigorous standards for safeguarding client data.

What this means for you:

  • All check data is processed and stored under strict internal controls

  • System activity is monitored and logged for transparency and auditability

  • Access permissions are enforced to prevent unauthorized exposure

  • Sensitive information is masked or redacted when displayed or transmitted, following best practices for secure payment handling

ISO 27001 Certification in Information Security

This means our outsourced check printing and mailing services meet the highest international standards for data security and risk management.

What this means for you:

  • Our internal controls align with globally recognized security standards

  • We proactively identify, assess, and reduce risk across all systems

  • Equiped to support companies with high data sensitivity requirements

  • Reinforces our commitment to continuous improvement and client assurance

 

    Custom Check Capabilities: Tailored to Your Business Needs

    Checkflo gives you the flexibility to choose between standard bank checks and fully customized check templates that cater to your specific needs.

    Ready to get started?

    No monthly fee; no credit card required.

    Our vision is to revolutionize the way businesses handle payments by providing a secure, convenient, and automated solution for check printing and mailing.

    Consider how much more productive you could be with almost half a week's worth of business time regained, and we're here to assist you with that!